There’s something deeply comforting about the smell of banana muffins baking in the oven. It instantly takes me back to quiet mornings where overripe bananas sat on the counter, waiting to be transformed instead of thrown away. This recipe was born on one of those days when nothing fancy was planned, just the simple need for something warm, sweet, and familiar.
The secret ingredient might surprise you, but it comes from generations of home bakers who knew that food didn’t need to be complicated to be good. These muffins are soft, tender, and full of chocolate in every bite. They’re the kind you bake once and suddenly become the house favorite. Kids grab them on the way out the door, and adults sneak one with their coffee, pretending it’s “just breakfast.”
What I love most is how forgiving this recipe is. You don’t need special equipment or perfect measurements. It’s the kind of baking that feels like home, where a fork and a bowl are enough, and the goal isn’t perfection but comfort. Every batch feels personal, like a little reminder that simple things can still be incredibly satisfying.
Recipe Steps for Chocolate Chip Banana Muffins:
Step 1
Mash the ripe bananas in a large bowl using a fork. I used the OXO Good Grips 3 Quart Mixing Bowl, but any bowl at home works just fine.
Step 2
Add the egg and mayonnaise, then stir until smooth. I mixed mine with the Cuisinart Silicone Spatula, but a spoon works too.
Step 3
In another bowl, whisk together flour, sugar, baking soda, and salt. I used the Pyrex Glass Mixing Bowl Set, though any bowl is fine.
Step 4
Gently fold the dry ingredients into the wet mixture until just combined. Avoid overmixing.
Step 5
Stir in the chocolate chips evenly throughout the batter.
Step 6
Spoon batter into a greased muffin tin and bake at 350°F for 12–15 minutes until set.
Why I Choose This Recipe for This Dish Specifically
I chose this recipe because it delivers rich, comforting flavor with minimal effort, making it ideal for home bakers of any skill level. Chocolate chip banana muffins are a classic, but this version stands out because it stays consistently moist and tender without requiring butter, mixers, or complicated techniques. It’s the kind of recipe you can rely on when you want something homemade that feels special but fits easily into everyday life.
The use of ripe bananas and mayonnaise ensures soft texture and balanced sweetness, even if measurements aren’t perfect. Every ingredient has a clear purpose, and together they create muffins that taste bakery-style while remaining simple and approachable. This recipe is practical, forgiving, and designed for real kitchens, not just test environments.
Here’s why this recipe was the perfect choice:
Simple ingredients, reliable results
Uses everyday pantry staples with no specialty items required.
Naturally moist and soft texture
Bananas and mayonnaise work together to prevent dry muffins.
Beginner-friendly and forgiving
Easy mixing method with minimal risk of failure.
Quick to prepare and bake
From bowl to oven in minutes, ideal for busy days.
Flexible and customizable
Chocolate chips, portion size, and sweetness can be adjusted easily.
Comforting and universally loved
A familiar flavor combination that appeals to both kids and adults.
Why Consuming This Recipe Has Such Good Benefits (Bullet Points Only)
- Provides natural energy from bananas and carbohydrates
- Contains potassium, supporting muscle and heart function
- Offers quick, satisfying fullness for snacks or breakfast
- Homemade preparation avoids preservatives and artificial additives
- Chocolate contributes antioxidants and mood-boosting compounds
- Balanced fat content helps maintain soft texture and satiety
- Easy-to-digest ingredients suitable for most age groups
- Supports portion control when baked as muffins
- Encourages home baking habits over processed snacks
- Pairs well with fruit or yogurt for a more balanced meal

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Best Chocolate Chip Banana Muffins – Simple & Fluffy
These chocolate chip banana muffins are incredibly moist thanks to ripe bananas and mayonnaise. Easy, fluffy, and family approved.
Chocolate Chip Banana Muffins
Muffin Batter Preparation
- Mash bananas in a bowl.
- Mix in egg and mayonnaise.
- Combine dry ingredients separately.
- Fold dry ingredients into wet mixture.
- Add chocolate chips.
- Fill muffin tin.
- Bake at 350°F for 12–15 minutes.
Nutrition Facts
Servings 15
- Amount Per Serving
- Calories 265kcal
- % Daily Value *
- Total Fat 11g17%
- Saturated Fat 4g20%
- Cholesterol 25mg9%
- Sodium 210mg9%
- Potassium 320mg10%
- Total Carbohydrate 39g13%
- Dietary Fiber 2.5g10%
- Sugars 22g
- Protein 4g8%
- Vitamin A 180 IU
- Vitamin C 6 mg
- Calcium 45 mg
- Iron 1.6 mg
- Vitamin D 0.4 mcg
- Vitamin E 1.1 mg
- Vitamin K 3 mcg
- Thiamin 0.15 mg
- Riboflavin 0.12 mg
- Niacin 1.4 mg
- Vitamin B6 0.3 mg
- Folate 38 mcg
- Vitamin B12 0.3 mcg
- Biotin 4 mcg
- Pantothenic Acid 0.6 mg
- Phosphorus 85 mg
- Iodine 14 mcg
- Magnesium 28 mg
- Zinc 0.7 mg
- Selenium 7 mcg
- Copper 0.1 mg
- Manganese 0.4 mg
- Chromium 2 mcg
- Molybdenum 8 mcg
- Chloride 180 mg
* Percent Daily Values are based on a 2,000 calorie diet. Your daily value may be higher or lower depending on your calorie needs.
Note
Storage
Store muffins in an airtight container at room temperature for 2 days or refrigerate for up to 5 days
Substitutions
Greek yogurt or sour cream can replace mayonnaise in equal amounts
Serving ideas
Serve warm with milk, coffee, or a light dusting of powdered sugar
Mistakes to avoid
Overmixing the batter will make muffins dense instead of fluffy
Chef tips
Use very ripe bananas with brown spots for maximum sweetness and flavor
Frequently Asked Questions
Q. Why use mayonnaise in baking?
It adds moisture and richness without making the muffins taste savory
